Micro Hole

bancor Micro Hole is a patented solution to verify checks security by controlling the characters micro-perforated fields and identify any alterations or tampering in order to prevent counterfeiting, in compliance with the strictest anti-counterfeiting standards defined by the Italian Ministry of Economy and Finance.

bancor Micro Hole, in addition to the normal acquisition in grayscale or colors according to IQA standards, verified by bancor through 16 sophisticated controls, with a third image of the check on which the physical presence of the microhole is reported, an image that is simultaneously captured and stored together with traditional ones.

Time saving providing to workers with a tool to facilitate their operations, avoiding them to manually control the bank checks
Cost reduction of manual activities with low added value and high risk margin
Security increasing of the activities related to the bank checks management
Frauds reduction and increase security in case of any disputes
Positive return in terms of image towards customers, financial authorities, credit agencies, etc
Check images management in a simplified and secure manner
Comply with the regulations of the Italian Ministry of Economy and Finance regarding the digitization of check images
Quickly return on investment by reducing costs and increasing customer satisfaction
And many others…

Financial Institution

To verify the authenticity of the check

OEM

Who wish to integrate their devices with the possibility to verify the checks microholes

Access Control

Who use checks as a payment method

Others

Any organization that needs to prevent checks counterfeiting by controlling microholes

Check processing package containing:
- Physical microhole
- Arabic numeration
- Datamatrix
Checks reading in just 1 second with 99.99% accuracy
Images auto-deskew
It automatically crops the images
It automatically selects the areas to be read (such as, for example the CMC7 zone, data matrix, etc)
Automatic orientation 0 – 180 degrees
Able to read information regardless of the document background color or fonts used

Multimedia

Specifications

Managed documents

Italian checks
Documents with the same characteristics of Italian checks

Main features of a dynamic software

Automatic check control
Digitization of images
Possible visual control on the screen
Data reading regardless of the direction in which the document is inserted (Automatic orientation 0 – 180 degrees)
Document processing time ~ 1 sec
Images auto-deskew, auto-crops and selection of the area to be read (like, for example, CMC7 zone, data matrix, etc)
Document fincatura removal, with the aim of making the data more visible

Safety

bancor Micro Hole, through its Business Logic:

controls checks microperforation
reads the data matrix
carries out cross-checks on the data to verify their consistency
immediately identifies any fraud, without any interruption or delay in the check cash-in procedure

Digitization

It optimizes the images archive (merged into a single document)

Reliability

bancor technologies can reach a reading accuracy of 99.99%

Operational efficiency

Thanks to bancor Micro Hole is possible to reduce micro hole controlling times to a few seconds: in fact, about 1 second is enough to read them

User friendly interface

The user who have to do the operation is equipped with a simple and user friendly interface, which allows him / her to control the data read by the software and, if necessary, correct them manually before confirming the payment

Integrability

bancor Micro Hole is a solution that can be integrated on:

any bancor hardware device

any compatible hardware presents into the market which meets the minimum requirements

Know-how and flexibility

Thanks to its flexibility and dynamism, bancor is able to develop any Software package based on customer needs: bancor’s wide Know-How is in fact available to listen to customers and develop specific applications for them